| Game |
| Result | Moves |
Year |
Event/Locale | Opening |
| 1. A Stefanova vs M Velcheva |
| 0-1 | 35 |
1991 |
Bankia ch-BG-W | D03 Torre Attack (Tartakower Variation) |
| 2. O Maznitsina vs M Velcheva |
 | 0-1 | 27 |
1993 |
Ch World (cadets) (g) (under 18) | C26 Vienna |
| 3. K Maric vs M Velcheva |
| 0-1 | 33 |
1995 |
EU-ch U20 Girls | B22 Sicilian, Alapin |
| 4. M Velcheva vs L Genova |
| 0-1 | 69 |
2001 |
ch-BUL Women | C45 Scotch Game |
| 5. T Plachkinova vs M Velcheva |
| 0-1 | 31 |
2001 |
TCh-BUL w | D31 Queen's Gambit Declined |
| 6. S Besheva vs M Velcheva |
| 0-1 | 67 |
2001 |
ch-BUL Women | B22 Sicilian, Alapin |
| 7. P J Draganova vs M Velcheva |
 | 0-1 | 36 |
2001 |
TCh-BUL w | B02 Alekhine's Defense |
| 8. R Genova vs M Velcheva |
| 0-1 | 40 |
2001 |
ch-BUL Women | D45 Queen's Gambit Declined Semi-Slav |
| 9. A Kucypera vs M Velcheva |
| 0-1 | 34 |
2001 |
2nd ch-EUR Women | B40 Sicilian |
| 10. H Ilieva vs M Velcheva |
| 0-1 | 44 |
2001 |
ch-BUL Women | D19 Queen's Gambit Declined Slav, Dutch |
| 11. M Doncheva vs M Velcheva |
| 0-1 | 52 |
2001 |
ch-BUL Women | B48 Sicilian, Taimanov Variation |
| 12. E Ambrosi vs M Velcheva |
| 0-1 | 44 |
2001 |
EuTChw | B47 Sicilian, Taimanov (Bastrikov) Variation |
| 13. M Velcheva vs T Kosintseva |
| 0-1 | 31 |
2002 |
Olympiad, women | B30 Sicilian |
| 14. Z Peng vs M Velcheva |
| 0-1 | 34 |
2003 |
EuTCh w | D45 Queen's Gambit Declined Semi-Slav |
| 15. N Kosintseva vs M Velcheva |
 | 0-1 | 27 |
2003 |
EU-ch 4th, Women | C45 Scotch Game |
| 16. M Velcheva vs N Zhukova |
| 0-1 | 30 |
2003 |
EuTCh w | A04 Reti Opening |
| 17. Thi Phuong Lien Le vs M Velcheva |
| 0-1 | 66 |
2004 |
36th Olympiad, Women | B47 Sicilian, Taimanov (Bastrikov) Variation |
| 18. M Velcheva vs M Dzhumaev |
| 0-1 | 24 |
2004 |
6th Dubai Open | B06 Robatsch |
| 19. M Velcheva vs A Minasian |
| 0-1 | 37 |
2004 |
6th Dubai Open | B06 Robatsch |
| 20. M Velcheva vs M Zielinska |
| 0-1 | 48 |
2005 |
15th European Team Championship (Women) | C06 French, Tarrasch |
| 21. M Jelica vs M Velcheva |
| 0-1 | 70 |
2005 |
15th European Team Championship (Women) | B23 Sicilian, Closed |
| 22. M Velcheva vs T Vasilevich |
| 0-1 | 36 |
2005 |
15th European Team Championship (Women) | B28 Sicilian, O'Kelly Variation |
| 23. M Velcheva vs I Gaponenko |
| 0-1 | 79 |
2006 |
7th European Individual Championship: Women | B76 Sicilian, Dragon, Yugoslav Attack |
| 24. G Dauletova vs M Velcheva |
| 0-1 | 38 |
2006 |
37th Chess Olympiad: Women | B40 Sicilian |
| 25. M Velcheva vs M Parligras |
| 0-1 | 42 |
2006 |
VII Tarragona Open | B06 Robatsch |