I'm a USCF Expert, slowed down my play with the wife, family, house, job...etc. My openings are (less) stale and my endings are ok but my tactics are a bit better than the rest of my game.
I've noticed many great comments from the players here and had to sign on to add what little I can. I still make time to study Schach...but only with the ease of a handy smartphone. I'm never condescending or contentious with analysis. Chess is hard enough without discouraging comments from others. "Grow the game" guys, grow it strong.
I wish you all good vision, great play, strong character and an indomitable will.
All the best from upstate NY