| Game |
| Result | Moves |
Year | Event/Locale | Opening |
| 1. A Rosandic vs Z Kovacova |
| 1-0 | 42 | 1993 | EU-ch U18 Girls | C23 Bishop's Opening |
| 2. Z Kovacova vs A Zatonskih |
| 0-1 | 45 | 1994 | Bratislava Slovan op | A07 King's Indian Attack |
| 3. Z Kovacova vs M Macekova |
| ½-½ | 26 | 1994 | SVK Extraliga 1994/95 | B78 Sicilian, Dragon, Yugoslav Attack, 10.castle long |
| 4. N Konopkova vs Z Kovacova |
| 0-1 | 32 | 1994 | SVK Extraliga 1994/95 | C75 Ruy Lopez, Modern Steinitz Defense |
| 5. Z Kovacova vs V Hornak |
| ½-½ | 71 | 1994 | SVK Extraliga 1994/95 | C42 Petrov Defense |
| 6. Z Kovacova vs T Harastova |
| 1-0 | 24 | 1994 | SVK Extraliga 1994/95 | C86 Ruy Lopez, Worrall Attack |
| 7. A Ciganikova vs Z Kovacova |
| ½-½ | 49 | 1994 | SVK Extraliga 1994/95 | C45 Scotch Game |
| 8. Z Kovacova vs I Novak |
| 0-1 | 27 | 1995 | Bratislava Slovan Open | B00 Uncommon King's Pawn Opening |
| 9. Z Rigo vs Z Kovacova |
| 0-1 | 53 | 1995 | Bratislava Slovan Open | D13 Queen's Gambit Declined Slav, Exchange Variation |
| 10. Z Kovacova vs T Likavsky |
| 0-1 | 44 | 1995 | Bratislava Slovan Open | C01 French, Exchange |
| 11. V Bracjunova vs Z Kovacova |
| ½-½ | 36 | 1995 | Bratislava Slovan Open | D10 Queen's Gambit Declined Slav |
| 12. E Petrovicova vs Z Kovacova |
| ½-½ | 19 | 1995 | SVK Extraliga 1994/95 | C50 Giuoco Piano |
| 13. Z Kovacova vs M Gunova |
| ½-½ | 42 | 1995 | SVK Extraliga 1994/95 | C00 French Defense |
| 14. Z Kovacova vs H Mudrochova |
| ½-½ | 23 | 1995 | SVK Extraliga 1994/95 | C49 Four Knights |
| 15. I Churova vs Z Kovacova |
| ½-½ | 13 | 1995 | SVK Extraliga 1994/95 | C87 Ruy Lopez |
| 16. A Singliar vs Z Kovacova |
| 1-0 | 41 | 1995 | SVK Extraliga 1994/95 | D10 Queen's Gambit Declined Slav |
| 17. Z Kovacova vs P Pal |
| 0-1 | 67 | 1995 | SVK Extraliga 1994/95 | B01 Scandinavian |
| 18. Z Kovacova vs M Blazek |
| 0-1 | 47 | 1995 | SVK Extraliga 1994/95 | C86 Ruy Lopez, Worrall Attack |
| 19. R Pokorna vs Z Kovacova |
| ½-½ | 47 | 1995 | SVK Extraliga 1994/95 | C47 Four Knights |
| 20. J Curdo vs Z Kovacova |
| 1-0 | 29 | 2003 | Bermuda Open | C46 Three Knights |
| 21. Z Kovacova vs D Strenzwilk |
| 1-0 | 45 | 2003 | Bermuda op Amateur playoff | B01 Scandinavian |
| 22. Z Kovacova vs J S Rouleau |
| 0-1 | 23 | 2003 | 31st World Open | C01 French, Exchange |
| 23. Z Kovacova vs M Mosquera |
| 0-1 | 36 | 2004 | Calvia Olympiad | B03 Alekhine's Defense |
| 24. K Denny vs Z Kovacova |
| 1-0 | 20 | 2004 | Calvia Olympiad | C68 Ruy Lopez, Exchange |
| 25. R Phillips vs Z Kovacova |
| ½-½ | 37 | 2004 | Calvia Olympiad | D30 Queen's Gambit Declined |
Kibitzing
