| Game |
| Result | Moves |
Year | Event/Locale | Opening |
| 26. Igor Ivanov vs M Palac |
| ½-½ | 12 | 1992 | Forli op | D38 Queen's Gambit Declined, Ragozin Variation |
| 27. Shcherbakov vs M Palac |
| 1-0 | 48 | 1992 | Bled | A13 English |
| 28. R Gabriel vs M Palac |
| 0-1 | 42 | 1992 | Neu Isenburg op | D31 Queen's Gambit Declined |
| 29. Hertneck vs M Palac |
| 1-0 | 28 | 1993 | Zillertal op | E15 Queen's Indian |
| 30. M Palac vs K Spraggett |
| ½-½ | 40 | 1993 | Zagreb | B62 Sicilian, Richter-Rauzer |
| 31. V Kovacevic vs M Palac |
| ½-½ | 12 | 1993 | Zagreb VUK | D03 Torre Attack (Tartakower Variation) |
| 32. M Palac vs Z Kozul |
| 0-1 | 40 | 1993 | Vinkovci | B67 Sicilian, Richter-Rauzer Attack, 7...a6 Defense, 8...Bd7 |
| 33. V Kovacevic vs M Palac |
| 1-0 | 103 | 1993 | Vinkovci | D00 Queen's Pawn Game |
| 34. Smirin vs M Palac |
| 1-0 | 31 | 1994 | Cap d'Agde op | B33 Sicilian |
| 35. M Palac vs K Spraggett |
 | 1-0 | 29 | 1994 | Cannes open | B06 Robatsch |
| 36. G Welling vs M Palac |
| 0-1 | 45 | 1994 | Velden open | A07 King's Indian Attack |
| 37. Marjanovic vs M Palac |
| 0-1 | 37 | 1994 | Ljubljana | D04 Queen's Pawn Game |
| 38. M Palac vs Ivkov |
| 1-0 | 67 | 1995 | Cannes Martinez | C07 French, Tarrasch |
| 39. M Palac vs Bacrot |
| ½-½ | 63 | 1995 | Cannes | C10 French |
| 40. M Palac vs V Kovacevic |
| 0-1 | 38 | 1995 | Slavonski Brod (Croatia) Ch Croatia, II | C04 French, Tarrasch, Guimard Main line |
| 41. M Palac vs N Sulava |
| 0-1 | 39 | 1995 | ICCF TT-4-90 SF | A00 Uncommon Opening |
| 42. M Palac vs Ftacnik |
| 0-1 | 38 | 1995 | Vinkovci | B84 Sicilian, Scheveningen |
| 43. M Palac vs V Kovacevic |
| 1-0 | 21 | 1995 | Vinkovci | C18 French, Winawer |
| 44. M Palac vs I Stohl |
| ½-½ | 34 | 1995 | Vinkovci | B81 Sicilian, Scheveningen, Keres Attack |
| 45. Pinter vs M Palac |
| ½-½ | 35 | 1996 | Ch Croatia (team) (1st league) | E12 Queen's Indian |
| 46. K Hulak vs M Palac |
| ½-½ | 17 | 1996 | Makarska | A07 King's Indian Attack |
| 47. M Palac vs V Georgiev |
| 1-0 | 31 | 1996 | Cannes op | B67 Sicilian, Richter-Rauzer Attack, 7...a6 Defense, 8...Bd7 |
| 48. M Palac vs Pavasovic |
| 0-1 | 29 | 1996 | Nova Gorica op 1st | B63 Sicilian, Richter-Rauzer Attack |
| 49. T Nedev vs M Palac |
| 1-0 | 28 | 1996 | Yerevan Olympiad | B80 Sicilian, Scheveningen |
| 50. M Palac vs J M Hodgson |
| 1-0 | 35 | 1996 | Yerevan Olympiad | B76 Sicilian, Dragon, Yugoslav Attack |
Kibitzing
