| Game |
| Result | Moves |
Year | Event/Locale | Opening |
| 26. P Jaracz vs M Velcheva |
| 1-0 | 32 | 1998 | Pula Open | B48 Sicilian, Taimanov Variation |
| 27. M Velcheva vs A Podkriznik |
| 1-0 | 34 | 1998 | Pula Open | B90 Sicilian, Najdorf |
| 28. M Velcheva vs Plachetka |
| 1-0 | 57 | 1998 | Pula Open | B57 Sicilian |
| 29. M Calzetta vs M Velcheva |
| 0-1 | 29 | 1999 | European Team Championship (Women) | B47 Sicilian, Taimanov (Bastrikov) Variation |
| 30. M Velcheva vs S Vajda |
| ½-½ | 30 | 1999 | European Team Championship (Women) | B90 Sicilian, Najdorf |
| 31. M Velcheva vs N Bojkovic |
| ½-½ | 41 | 1999 | European Team Championship (Women) | B41 Sicilian, Kan |
| 32. M Velcheva vs S Nikoladze |
| ½-½ | 49 | 1999 | European Team Championship (Women) | C41 Philidor Defense |
| 33. E Atalik vs M Velcheva |
| 1-0 | 47 | 1999 | European Team Championship (Women) | A07 King's Indian Attack |
| 34. M Velcheva vs M Lazic |
| 0-1 | 39 | 2000 | Cutro op | C85 Ruy Lopez, Exchange Variation Doubly Deferred (DERLD) |
| 35. M Velcheva vs E Dervishi |
| ½-½ | 29 | 2000 | Cutro op | C45 Scotch Game |
| 36. M Velcheva vs A Volokitin |
| ½-½ | 40 | 2000 | Biel MTO op | B01 Scandinavian |
| 37. A Zatonskih vs M Velcheva |
| 1-0 | 66 | 2000 | Istanbul Olympiad (Women) | B49 Sicilian, Taimanov Variation |
| 38. M Velcheva vs E Danielian |
| ½-½ | 15 | 2000 | Istanbul Olympiad (Women) | C03 French, Tarrasch |
| 39. M Velcheva vs A Maksimenko |
| 0-1 | 44 | 2001 | Corus Reserve Group | B90 Sicilian, Najdorf |
| 40. A van den Berg vs M Velcheva |
| ½-½ | 26 | 2001 | Corus Reserve Group | B40 Sicilian |
| 41. M Velcheva vs P Hopman |
| 0-1 | 52 | 2001 | Corus Reserve Group | B01 Scandinavian |
| 42. M de Mie vs M Velcheva |
| 0-1 | 30 | 2001 | Corus Reserve Group | C42 Petrov Defense |
| 43. P Doggers vs M Velcheva |
| 0-1 | 33 | 2001 | Corus Reserve Group | B47 Sicilian, Taimanov (Bastrikov) Variation |
| 44. M Velcheva vs L Popov |
| ½-½ | 15 | 2001 | Corus Reserve Group | B07 Pirc |
| 45. M Klinova vs M Velcheva |
| 1-0 | 21 | 2001 | Corus Reserve Group | A07 King's Indian Attack |
| 46. M Velcheva vs M Wunnink |
| 0-1 | 40 | 2001 | Corus Reserve Group | B90 Sicilian, Najdorf |
| 47. E Wiersma vs M Velcheva |
| ½-½ | 30 | 2001 | Corus Reserve Group | B44 Sicilian |
| 48. H Ilieva vs M Velcheva |
| 0-1 | 44 | 2001 | BUL-ch (Women) | D19 Queen's Gambit Declined Slav, Dutch |
| 49. M Velcheva vs M Janeva |
| 1-0 | 21 | 2001 | BUL-ch (Women) | B44 Sicilian |
| 50. T Plachkinova vs M Velcheva |
| ½-½ | 28 | 2001 | BUL-ch (Women) | D18 Queen's Gambit Declined Slav, Dutch |
Kibitzing
